For the great number of good folks who just happened to have something go awry in their financial lives recently there is hope people! There is a way for you to actually get credit card debt elimination and it does not require you to sign all of your accounts over to the some agency that you may not know just to do this. Do what the agencies do, call the credit card companies and get credit card debt elimination on your own; here is how you do it.
First of all, your credit cards ironically must be past due at least a month or two before the companies will actually work with you on credit card debt elimination. Seems silly, but they want you to pay it all back, even if you are current and will be broke soon. So get prepared to stomach hassling calls from creditors, and mostly ignore them. Then about two months in when you are seriously delinquent, call them up and offer to settle. Always offer to do credit card debt elimination at about 25% of what you owe. They may say it’s impossible, then you counter with well paying you is impossible. They will do anything they can to get some money back. Hey if you file for a bankruptcy they get nothing.
